A fair to poor credit score can cost you big–from higher rates on mortgages and insurance to reducing your competitiveness for rentals to making you ineligible for payment plans. Luckily, there are steps you can take to boost your credit score, sometimes quickly and dramatically. Read on to find out more!
Are you considering buying your first home? If so, it’s super important as a first-time homebuyer to understand the true costs of homeownership, including phantom costs, how much you’ll actually pay in interest, and whether you can truly afford that monthly payment. Read on to find out the numbers you need to know before you buy a home.
First-Time Homebuyer Guide + Free Budget Worksheet Read More »
Should I invest in a 401K, traditional IRA, or Roth IRA? How much should I invest for retirement? And what do I do if I max out my retirement account and want to contribute more? This guide simplifies the complicated world of investing for retirement.
Spring is a great time to “clean up” our finances. We’re distant enough from the holidays that our expenses are probably pretty representative of the year, Tax Season had us revisiting our financial accounts, and we still have a lot of the year left to make progress towards our financial goals. In this post, I’ll go over steps you can take to Spring Clean your finances and make sure that you’re set up to achieve your financial goals throughout the rest of the year.
Paying off debt can be overwhelming, especially with inflation, student loan payments restarting, smaller or no tax breaks, and more. In this article I outline the two most popular debt payoff strategies and discuss the pros and cons of each method.
It seems like every other day there is a news article about whether or not we’ll enter a recession, which can be anxiety-provoking to say the least. It can be hard to know what to do as an individual. In this post, I go over a few simple (and sometimes fun) steps you can take to prepare yourself for financial uncertainty.
Do you want to learn how to invest but are confused by all the terminology? Have you heard diversification is important but aren’t sure how to really diversify your investments? This primer will go over the key types of investing asset classes and how they can work together to make you more money and less stressed.
Asset Classes Explained: Their Importance for Investing Read More »
Almost everyone says you should buy a home, but few people outline the actual costs and struggles of buying one. In this guide, find out all the things I wish I knew before trying to buy a home.
Whether you are saving for a house, retirement, a wedding, your saving strategy needs to be tailored to your goal. Find out how to create a saving strategy that will get you to your goal.
Having a good budget is key for getting your finances under control, making progress towards your goals, and stressing less. In this post I go over how to create a budget based on the 50/30/20 rule that saves you money and stress. Plus, I provide a free budgeting template! Read on for more!
How the 50/30/20 Budget Can Benefit You + Free Worksheet Read More »
