Personal Finance

First-Time Home Buyer Guide and Free Home Checklist

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Becoming a home buyer is a huge financial and personal step. It’s also really stressful. The good news is that by taking a few basic steps, you can set yourself up well to purchase the right home for you. In this post, I go over helpful steps to take as you consider your first home purchase, tips to make the home buying process easier, and I provide a free home buying checklist. Read on for more!

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What To Do When Interest Rates Go Down in 2024

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Over the past couple of years, interest rates have changed dramatically. That’s had big effects on everything from car loans to savings accounts to mortgages. In this post, I’ll go over why interest rates change, how economists expect interest rates to change in 2024, and how that might affect your financial plan. Read on for more!

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Cute and Tactful Ways to Ask for Money as a Wedding Gift

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According to recent statistics, 70% of couples asked for money as a wedding gift and 85% preferred money over physical gifts. But many people feel super awkward asking for money. In this post, I’ll go over cute and tactful ways to ask for money as a wedding gift and etiquette for giving and receiving financial gifts. Read on for more!

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Top 5 Qualities of a Good Realtor (and Why You Need One!)

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Having a good realtor is pivotal for a successful home buying process. Indeed, the right realtor will help you get the best deal and make sure a home is right for you. Read this post to discover the 5 qualities you should look for in a realtor and why you absolutely can’t skip getting a realtor when looking at new construction homes!

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Free No Spend Challenge Printable to Supercharge Your Savings

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The New Year is a great time to work on building good financial habits. A fun way of doing this is trying a no spend challenge. In this post, I’ll go over types of no spend challenges, why challenges are so helpful, and tips for implementing them. At the end, I provide a free 30-day no spend challenge template you can use to track your spending and saving. Read on for more!

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Guide to SMART Goal Setting + Free Goals Worksheets

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With the New Year approaching, many of us are considering the goals we have pursued over the past year and planning to make goals for 2024. As we plan, there are steps we can take to help us create exciting goals and achieve them. In this post, I go over the tools and recommendations I use to pursue and achieve my goals and include free daily, weekly, and monthly goal setting worksheets. Read on for more!

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Your Ultimate Guide to Stress Free Holiday Planning

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Is there anything that makes you feel more adult than holiday planning? Getting ready for the holiday season can be overwhelming, financially and emotionally, however. In this post, I go over my best adulting schedule and budgeting tips for reducing holiday stress and truly enjoying the holidays. Plus, I include my free holiday budgeting worksheet. Read on for more!

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Free Budgeting Worksheets for Kids to Make Money Fun

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Few of us are given the opportunity to learn about financial responsibility as kids. However, taking the time to teach kids basic skills like budgeting and saving can end up saving them thousands of dollars throughout their life. If you don’t know where to start, check out this guide to teaching children about budgeting, complete with free printable budgeting worksheets! There are versions available for young kids, teenagers, and even one for holiday gift giving! Read on to learn more!

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